No matter how good someone might be with money, everyone seems to fall on hard times every so often. So in these situations, there are a few potential options:
Borrowing money from friends or family - this is usually a bad idea as it can turn into an awkward situation if you loan someone money and they don't pay you back. Most people will tell you not to do this, and with good reasons.
Getting a conventional loan - this is not always the fastest process. If someone needs money right away they might not have a few days to a week to see if they're approved or not. So in many cases, this isn't even an option.
Getting a quick cash advance - cash advances are designed for people who are in a bind and need money right away.
Unlike with conventional loans, cash advances have nearly instantaneous approval times and don't require credit checks or anything like that; it's just a loan you take out against your credit card limit and it can be done at a bank, and ATM, or online.
When it is done online, the money is deposited into your bank account within a short period of time (often no more than a few hours) and then you can access it the same as normal.
People may need cash advances in situations when they are unable to use their credit card or write a check, and when they don't have enough money in their bank account to get cash from an ATM.
To learn more about cash advance options, please visit this link.